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| <loop_area type="notice">Please beware that not all options for providing proof of sufficient funds will be accepted in all cases. Often, the authorities insist on opening a frozen account and on the payment of the corresponding security deposit.</loop_area> | | <loop_area type="notice">Please beware that not all options for providing proof of sufficient funds will be accepted in all cases. Often, the authorities insist on opening a frozen account and on the payment of the corresponding security deposit.</loop_area> |
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| == Cost of living ==
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| <loop_area type="question">What should I expect to pay for living and studying in Lübeck?</loop_area>
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| You need to calculate costs for
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| * accomodation (dormitory, regular aparments or shared flats)
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| * general purchases (grocery, drugstore articles)
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| * fees for broadcasting (mandatory!)
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| * insurances (at least healt insurance)
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| * semester fees
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| === Accomodation ===
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| The monthly accommodation rents vary a lot. The following prices are average values from summer 2020. How to find an accommodation is described [[Accommodation|on the next page]].
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| ==== Dormitory (offered by "Studentenwerk") ====
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| There are various living options in the dormitory:
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| * single apartments start at approx. 300 €,
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| * shared flats (shared bathroom and kitchen, not separated by gender) at approx. 212 €.
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| <loop_area type="notice">There is a high demand for rooms in the dormitories. You should not rely on getting a place there! You can find [https://www.studentenwerk.sh/en/accommodation/dormitories/luebeck/luebeck.html all options and further information provided by the Studentenwerk here].</loop_area>
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| ==== Common accommodation market ====
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| Apartments on the free market start at about 450 € "warm", which means the price includes rent, heating and water. A room in a shared flat starts at approx. 350 € warm.
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| ==== Deposits ====
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| In the student dormitory as well as on the free market you must make a deposit. For the dormitory you have to pay 300 € to the Studentenwerk. On the free market you have to expect to pay more (usually 2 months' rent). When you leave, you will get the deposit back, as long as the rented property is left in a good condition.
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| === General purchases ===
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| An average weekly purchase (groceries, drugstore articles) for one person amounts to about 50 €. A warm meal at the Mensa will cost you about 2.75 €.
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| === Fees for broadcasting ===
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| In Germany, there is an '''obligation to pay a monthly broadcasting fee''' ([https://en.wikipedia.org/wiki/Beitragsservice_von_ARD,_ZDF_und_Deutschlandradio Rundfunkbeitrag] = licence fee, slang: GEZ) of 17.50 € per apartment to [https://www.rundfunkbeitrag.de/welcome/englisch/index_ger.html the Beitragsservice]. If you live in a shared flat, you can split the licence fee.
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| === Insurances ===
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| It is compulsory to be insured by a German '''health insurance''' company. This amounts to approximately 110 € per month. [[Health insurance|We provided further information on this page]].
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| === Semester fees ===
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| TH Lübeck does not charge any tuition fees, but rather a semester fee of currently €270.50.
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| This includes a [https://www.th-luebeck.de/studium-und-weiterbildung/studentisches-leben/semesterticket/ ticket for public transport], which is valid throughout Schleswig-Holstein and for the HVV in Hamburg (tariff zone AB).
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| == Scholarships == | | == Scholarships == |
Studying abroad is of course also a financial question: how much does it cost? How can I cover the expenses?
Proof of sufficient funds[]
You need to proof of sufficient funds in order to get a visa. Therefore, it is not only a personal question how to cover your stay in Lübeck.
Proof of sufficient funds can be provided by:
- demonstration of the income and asset situation of the parents or
- a formal declaration to the Aliens’ Authority or diplomatic mission stating that the living expenses will be assumed for the foreign student or
- payment of a security deposit to a frozen account in Germany or
- deposit of a bank guarantee from a financial institution in the federal territory, which must be renewed each year, or
- scholarships financed from German public funds or scholarships from a sponsorship organisation accredited in Germany or scholarships from public funds of the country of origin if the Ministry of Foreign Affairs, the Deutsche Akademische Austauschdienst DAAD or another German organisation funding the scholarship has made the referral to the German university.
Notice
Please beware that not all options for providing proof of sufficient funds will be accepted in all cases. Often, the authorities insist on opening a frozen account and on the payment of the corresponding security deposit.
Scholarships[]
There are various scholarships in Germany, which are also available for international students. These range from 300 € per month (Deutschlandstipendium) to about 1000€ per month (Begabtenförderwerke).
The requirements are usually very good grades and involvement in volunteer work. There is no guarantee to get a scholarship!
Important
The decisive factor when applying for a scholarship is the application. The Career Development will help you with this and other questions, also in case of fincancial emergencies.
Another option to raise money for your stay are part-time jobs. See this page for further information.