2.4 Cost of living and scholarships

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== Proof of sufficient funds ==
== Proof of sufficient funds ==
You need to proof of sufficient funds in order to [[Visa and residence permit|get a visa]]. Therefore, it is not only a personal question how to cover your stay in Lübeck.
You need a proof of sufficient funds in order to [[Visa and residence permit|get a visa]]. Therefore, it is not only a personal question how to cover your stay in Lübeck, but also a necessary requirement.


<loop_area type="websource">You can find the current amount and further information [https://www.daad.de/en/study-and-research-in-germany/plan-your-studies/costs-of-education-and-living/ on the DAAD website].</loop_area>
<loop_area type="websource">You can find the current amount and further information [https://www.daad.de/en/study-and-research-in-germany/plan-your-studies/costs-of-education-and-living/ on the DAAD website].</loop_area>


Proof of sufficient funds can be provided by:  
Proof of sufficient funds can be provided by:  
* demonstration of the income and asset situation of the parents or
* proof of sufficient income and/ or asset situation of the parents or
* a formal declaration to the Aliens’ Authority or diplomatic mission stating that the living expenses will be assumed for the foreign student or
* a formal declaration to the Aliens’ Authority or diplomatic mission stating that the living expenses will be covered for the foreign student or
* payment of a security deposit to a frozen account in Germany or
* payment of a security deposit to a blocked account in Germany or
* deposit of a bank guarantee from a financial institution in the federal territory, which must be renewed each year, or  
* deposit of a bank guarantee from a financial institution in the federal territory, which must be renewed each year, or  
* scholarships financed from German public funds or scholarships from a sponsorship organisation accredited in Germany or scholarships from public funds of the country of origin if the Ministry of Foreign Affairs, the Deutsche Akademische Austauschdienst DAAD  or another German organisation funding the scholarship has made the referral to the German university.  
* scholarships from German public funds or scholarships from a sponsorship organization accredited in Germany or scholarships from public funds of the country of origin if the Ministry of Foreign Affairs, the Deutsche Akademische Austauschdienst DAAD  or another German organization funding the scholarship has made the referral to the German university.  


<loop_area type="notice">Please beware that not all options for providing proof of sufficient funds will be accepted in all cases. Often, the authorities insist on opening a frozen account and on the payment of the corresponding security deposit.</loop_area>
<loop_area type="notice">Please beware that not all options for providing proof of sufficient funds will be accepted in all cases. Often, the authorities insist on opening a blocked account and on the payment of the corresponding security deposit.</loop_area>


== Details ==
On the following pages we will go into more detail about the costs and potential scholarships.


== Cost of living ==
<loop_toc/>
<loop_area type="question">What should I expect to pay for living and studying in Lübeck?</loop_area>


You need to calculate costs for
* accomodation (dormitory, regular aparments or shared flats)
* general purchases (grocery, drugstore articles)
* fees for broadcasting (mandatory!)
* insurances (at least healt insurance)
* semester fees
=== Accomodation ===
The monthly accommodation rents vary a lot. The following prices are average values from summer 2020. How to find an accommodation is described [[Accommodation|on the next page]].
==== Dormitory (offered by "Studentenwerk") ====
There are various living options in the dormitory:
* single apartments start at approx. 300 €,
* shared flats (shared bathroom and kitchen, not separated by gender) at approx. 212 €.
<loop_area type="notice">There is a high demand for rooms in the dormitories. You should not rely on getting a place there! You can find [https://www.studentenwerk.sh/en/accommodation/dormitories/luebeck/luebeck.html all options and further information provided by the Studentenwerk here].</loop_area>
==== Common accommodation market ====
Apartments on the free market start at about 450 € "warm", which means the price includes rent, heating and water. A room in a shared flat starts at approx. 350 € warm.
==== Deposits ====
In the student dormitory as well as on the free market you must make a deposit. For the dormitory you have to pay 300 € to the Studentenwerk. On the free market you have to expect to pay more (usually 2 months' rent). When you leave, you will get the deposit back, as long as the rented property is left in a good condition.
=== General purchases ===
An average weekly purchase (groceries, drugstore articles) for one person amounts to about 50 €. A warm meal at the Mensa will cost you about 2.75 €.
=== Fees for broadcasting ===
In Germany, there is an '''obligation to pay a monthly broadcasting fee''' ([https://en.wikipedia.org/wiki/Beitragsservice_von_ARD,_ZDF_und_Deutschlandradio Rundfunkbeitrag] = licence fee, slang: GEZ) of 17.50 € per apartment to [https://www.rundfunkbeitrag.de/welcome/englisch/index_ger.html the Beitragsservice]. If you live in a shared flat, you can split the licence fee.
=== Insurances ===
It is compulsory to be insured by a German '''health insurance''' company. This amounts to approximately 110 € per month. [[Health insurance|We provided further information on this page]].
=== Semester fees ===
TH Lübeck does not charge any tuition fees, but rather a semester fee of currently €270.50.
This includes a [https://www.th-luebeck.de/studium-und-weiterbildung/studentisches-leben/semesterticket/ ticket for public transport], which is valid throughout Schleswig-Holstein and for the HVV in Hamburg (tariff zone AB).
== Scholarships ==
There are various scholarships in Germany, which are also available for international students. These range from 300 € per month (Deutschlandstipendium) to about 1000€ per month (Begabtenförderwerke).
The requirements are usually very good grades and involvement in volunteer work. '''There is no guarantee to get a scholarship!'''
<loop_area type="websource">The easiest way to help you with your search is to use a database, e.g. the [https://www2.daad.de/deutschland/stipendium/datenbank/en/21148-scholarship-database/ DAAD Scholarship Database].</loop_area>
<loop_area type="important">The decisive factor when applying for a scholarship is the application. [[Contact information|The Career Development]] will help you with this and other questions, also in case of fincancial emergencies.</loop_area>
Another option to raise money for your stay are part-time jobs. See [[Part-time job|this page]] for further information.


<loop_index id="5ff45630b5312">Cost of living</loop_index>
<loop_index id="5ff45630b5312">Cost of living</loop_index>
<loop_index id="5ff45630b531b">Scholarships</loop_index>
<loop_index id="5ff45630b531b">Scholarships</loop_index>
<loop_index id="5ff45630b531f">Deutschlandstipendium</loop_index>
<loop_index id="5ff45630b5323">Begabtenförderwerke</loop_index>

Latest revision as of 12:06, 22 February 2021

Studying abroad is of course also a financial question: how much does it cost? How can I cover the expenses?

Proof of sufficient funds[]

You need a proof of sufficient funds in order to get a visa. Therefore, it is not only a personal question how to cover your stay in Lübeck, but also a necessary requirement.

Web­source

You can find the current amount and further information on the DAAD website.

Proof of sufficient funds can be provided by:

  • proof of sufficient income and/ or asset situation of the parents or
  • a formal declaration to the Aliens’ Authority or diplomatic mission stating that the living expenses will be covered for the foreign student or
  • payment of a security deposit to a blocked account in Germany or
  • deposit of a bank guarantee from a financial institution in the federal territory, which must be renewed each year, or
  • scholarships from German public funds or scholarships from a sponsorship organization accredited in Germany or scholarships from public funds of the country of origin if the Ministry of Foreign Affairs, the Deutsche Akademische Austauschdienst DAAD or another German organization funding the scholarship has made the referral to the German university.
Notice

Please beware that not all options for providing proof of sufficient funds will be accepted in all cases. Often, the authorities insist on opening a blocked account and on the payment of the corresponding security deposit.

Details[]

On the following pages we will go into more detail about the costs and potential scholarships.

2.4 Cost of living and scholarships
2.4.1 Costs of living
2.4.2 Scholarships


Deutscher Akademischer Austauschdienst (German Academic Exchange Service)

DoSV: Dialogorientiertes Serviceverfahren

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