2.4 Cost of living and scholarships

[checked revision]

Latest revision as of 12:06, 22 February 2021

Studying abroad is of course also a financial question: how much does it cost? How can I cover the expenses?

Proof of sufficient funds[]

You need a proof of sufficient funds in order to get a visa. Therefore, it is not only a personal question how to cover your stay in Lübeck, but also a necessary requirement.

Websource

You can find the current amount and further information on the DAAD website.

Proof of sufficient funds can be provided by:

proof of sufficient income and/ or asset situation of the parents or
a formal declaration to the Aliens’ Authority or diplomatic mission stating that the living expenses will be covered for the foreign student or
payment of a security deposit to a blocked account in Germany or
deposit of a bank guarantee from a financial institution in the federal territory, which must be renewed each year, or
scholarships from German public funds or scholarships from a sponsorship organization accredited in Germany or scholarships from public funds of the country of origin if the Ministry of Foreign Affairs, the Deutsche Akademische Austauschdienst DAAD or another German organization funding the scholarship has made the referral to the German university.

Notice

Please beware that not all options for providing proof of sufficient funds will be accepted in all cases. Often, the authorities insist on opening a blocked account and on the payment of the corresponding security deposit.

Details[]

On the following pages we will go into more detail about the costs and potential scholarships.

2.4 Cost of living and scholarships

2.4.1 Costs of living

2.4.2 Scholarships

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-Cost of living and Scholarships
+Studying abroad is of course also a financial question: how much does it cost? How can I cover the expenses?
-Dormitory (offered by "Studentenwerk")
+== Proof of sufficient funds ==
-Single apartments start at approx. 300 €, shared flats / WG (shared bathroom and kitchen, not separated by gender) at approx. 212 €.  There is a high demand for rooms in the dormitories. You should not rely on getting a place there!
+You need a proof of sufficient funds in order to [[Visa and residence permit|get a visa]]. Therefore, it is not only a personal question how to cover your stay in Lübeck, but also a necessary requirement.
-Further Information: https://www.studentenwerk.sh/en/accommodation/dormitories/luebeck/luebeck.html
-Apartments on the free market start at about 450 € warm (warm = rent, heating and water). A room in a shared flat at approx. 350 € warm.
-In the student dormitory as well as on the free market you must make a deposit. For the dormitory you have to pay 300 € to the Studentenwerk. On the free market you have to expect to pay more.  When you move out, you will receive the deposit back, provided that the rented property is left in a good condition.
-An average weekly purchase (groceries, drugstore articles) for one person amounts to about 50 €.
-A warm meal at the Mensa will cost you about 2.75 €.
-In Germany, there is an obligation to pay a monthly fee (Rundfunkbeitrag = licence fee, slang: GEZ) of 17.50 € per apartment to the Beitragsservice. Therefore, if you live in a shared flat, you can split the licence fee.
-Further Information: https://www.rundfunkbeitrag.de/welcome/englisch/index_ger.html
-Health insurance: It is compulsory to be insured by a German health insurance company.  This amounts to approximately 110 € per month.
-Therefore, your monthly living costs in Lübeck will be at least 800 €.
-TH Lübeck does not charge any tuition fees, but rather a semester fee of currently €270.50. This includes a ticket for public transport, which is valid throughout Schleswig-Holstein and for the HVV in Hamburg (tariff zone AB). Further information: https://www.th-luebeck.de/studium-und-weiterbildung/studentisches-leben/semesterticket/
+<loop_area type="websource">You can find the current amount and further information [https://www.daad.de/en/study-and-research-in-germany/plan-your-studies/costs-of-education-and-living/ on the DAAD website].</loop_area>
-Medium: Animiertes Video wie jemand ein Haushaltsbuch ausfüllt.
+Proof of sufficient funds can be provided by:
+* proof of sufficient income and/ or asset situation of the parents or
+* a formal declaration to the Aliens’ Authority or diplomatic mission stating that the living expenses will be covered for the foreign student or
+* payment of a security deposit to a blocked account in Germany or
+* deposit of a bank guarantee from a financial institution in the federal territory, which must be renewed each year, or
+* scholarships from German public funds or scholarships from a sponsorship organization accredited in Germany or scholarships from public funds of the country of origin if the Ministry of Foreign Affairs, the Deutsche Akademische Austauschdienst DAAD  or another German organization funding the scholarship has made the referral to the German university.
-Scholarships
+<loop_area type="notice">Please beware that not all options for providing proof of sufficient funds will be accepted in all cases. Often, the authorities insist on opening a blocked account and on the payment of the corresponding security deposit.</loop_area>
-There are various scholarships in Germany, which are also available for international students. These range from 300 € per month (Deutschlandstipendium) to about 1000€ per month (Begabtenförderwerke). The requirements are usually very good grades and involvement in volunteer work. There is no guarantee to get a scholarship! The easiest way to help you with your search is to use a database (e.g. DAAD scholarship database, scholarship guide) as well as Ms Prüss (Studentenwerk) and Jasmin Sponholz (Career Development). The decisive factor when applying for a scholarship is the application. The Career Development will help you with this.
-Another option is to have a part-time job (see section 3.8).
-Contact for part-time jobs: Jasmin Sponholz, Career Development
-Contact in case of financial emergencies: Evans Gumbe, International Office; Stefanie Prüss, Studentenwerk
-Contact for scholarships: Stefanie Prüss, Studentenwerk; Jasmin Sponholz, Career Development
+== Details ==
+On the following pages we will go into more detail about the costs and potential scholarships.
-Medium: Kurzer Text
+<loop_toc/>
+<loop_index id="5ff45630b5312">Cost of living</loop_index>
+<loop_index id="5ff45630b531b">Scholarships</loop_index>